Payment app Official sources verified

Chime fraud reporting routes

Unauthorized card activity, account compromise, dispute filing, and card lock.

Last checkedAug 5, 2026Official website

This independent directory is not affiliated with Chime. Contacts below are sourced only from verified official pages.

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Account typeWhat happenedPayment or channel

Exact verified routeChecked 2026-08-05

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Chime Member Services

1-844-244-6363

Disable transactions or card access in the app and contact Chime promptly.

Call official number

Source: Chime Trust and Safety

Before you report

Prepare the response, not just the phone call

Have this information readyFacts and identifiers the institution or agency may request7

Account holder name
Collect in secured workspace.
Required for written notice
Best contact information
Collect phone/email used for bank follow-up.
Required for written notice
What is wrong with the transaction?
Collect a factual description of the unauthorized use or error.
Required for written notice
Disputed amount
Collect amount and currency.
Required for written notice
Transaction date
Collect exact posted date.
Requested by official support
Transaction amount
Collect amount and currency.
Requested by official support
Statement or app description
Copy exactly as displayed, including abbreviations.
Requested by official support

Preserve this evidence nowKeep original records before they are deleted, replaced, or changed7

Recurring automated transactions
For replacement accounts, preserve list of recurring debits/credits to rebuild payment access safely.
Reference only
PayPal payment details
Preserve transaction details in Resolution Center workflow and FraudPrep ledger.
Copy acceptable
Bank or Coinbase statement details
Gather statement details and secure account before contacting support.
Copy acceptable
Merchant communications
Preserve the complete thread with dates, identities, and attachments.
Keep original and export copy
Receipts
Preserve the original receipt or a faithful copy showing merchant, date, amount, and item/service.
Keep original where available
Invoices
Preserve the complete invoice and associated metadata or email delivery record.
Keep original and copy
Tracking information
Save carrier, tracking number, event history, delivery status, and screenshots/PDF.
Export/copy

Time-sensitive notesOfficially published windows or availability conditions1

Card transaction dispute availability

Pending transactions generally cannot be disputed until they settle

Monitor the transaction status, lock the card if needed, and file promptly after settlement.

Other official reporting routesAgencies that may apply depending on the facts11

FBI IC3

Internet crime, cyber-enabled fraud, online scam, business email compromise, crypto-related fraud, or time-sensitive cyber incident.

Does not accept evidence attachments; user must preserve originals.

FTC ReportFraud

Fraud, scam, bad business practice, payment scam, or consumer fraud routing.

No guarantee of individual recovery; route and report preserve record.

CFPB

Consumer financial product/service complaint after contacting company when applicable.

Submit supporting documents; generally include everything because second complaint may not be possible.

USAGov Scam Wizard

User does not know which agency to report to.

External router; not evidence storage.

U.S. Postal Inspection Service

Mail fraud, mail theft, USPS smishing/phishing, identity theft via mail, mail-related scam.

For mail fraud form, mail copies and keep originals.

Local law enforcement / 911

Immediate danger or time-sensitive matter requiring immediate intervention.

Preserve report number and officer/contact details.

FDIC Consumer Response Center

Complaint or assistance involving an FDIC-supervised financial institution.

Submit copies when requested and retain originals.

Federal Reserve Consumer Help

Determine the correct bank regulator or complain about a Federal Reserve-supervised institution.

Retain documents for follow-up; do not place account numbers or SSNs in the free-text narrative.

NCUA Consumer Assistance Center

Complaint or assistance involving a federally insured credit union.

Preserve complaint confirmation, credit-union response, attachments, and proof of written escalation.

IdentityTheft.gov

Identity theft or misuse of personal information requiring an FTC Identity Theft Report and recovery plan.

Download or print the Identity Theft Report and recovery plan immediately; retain copies.

SEC Investor Complaint and Tips

Possible securities-law violation or problem with an investment account or financial professional.

Save the TCR submission number and printable complaint copy; retain all supporting records.

Official sources and verificationEvery public route links back to an independently checked official source2

Chime Trust and SafetyUnauthorized card transactions and account compromise · Verified in browser Chime - Dispute a ChargeCard dispute workflow · Verified in browser

Other verified routes for Chime

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